Navigating Debt on the Farm: Strategies for Moving Towards Financial Freedom

Navigating Debt on the Farm: Strategies for Moving Towards Financial Freedom
This post may contain affiliate links, which means that I may receive a commission if you make a purchase using these links, with NO additional cost to you. 
 
In the life of a farmer, debt can be as common as the soil we till—a steadfast reality in the quest for growth and sustenance. The path to managing farm debt can indeed be strewn with challenges, but with a heart full of hope and the right approach, strides toward financial stability are within reach.
It begins with a brave step forward into fully understanding your financial situation. Confronting the amount of money you owe might initially cast a shadow on your spirit, but it’s the necessary first light of dawn in your journey to financial freedom. Sum up all debts—those farm loans, mortgages, and any obligations that require your attention—with unwavering courage, for it is the foundation of an actionable plan.
Creating a detailed budget is the next indispensable strategy. Tailoring a plan that accommodates both your income and expenses, including all those particulars of farm life, places you in a position of control. Your budget becomes the compass that guides your spending, allowing you to identify opportunities to reduce costs and to enhance your capacity to repay your debts.
Prioritization is key when it comes to repaying debt. Empower yourself by directing efforts toward those debts that carry the heaviest burden of interest first. It's not simply about eliminating what you owe; it's about doing it intelligently to save both money and time, engendering a quicker, more efficient path out of debt’s grasp.
Consider the potential relief that refinancing may offer. This is about securing terms that respect your labor and the unpredictable nature of farming, possibly lowering interest rates and monthly payments. However, take this path with diligence, mindfully examining any associated costs, and ensure that the scales tip in favor of your long-term financial health.
Financial resilience in the agricultural world often necessitates diversification. When your primary income stream flows steady and strong, branching out can fortify your financial stability. From agritourism to crafting value-added products, or seeking supplementary income avenues, these ventures can infuse your debt repayment efforts with vigor.
And finally, acknowledge that the intricacies of agricultural finances are such that seeking professional guidance is not a sign of surrender, but a declaration of wisdom. A financial expert, well-versed in the rhythms of rural finance, can offer customized advice, turning what might seem an intricate puzzle into a clear map towards financial liberation.
To every farmer, farm wife, and agricultural business owner out there, enduring the trials of debt is a testament to resilience. Take each step in this strategy with resolve and know that each day brings you closer to a horizon bright with financial freedom. Together, with fortitude and sound planning, the soil underfoot will not just nurture crops but the roots of your prosperity.
If you are wanting more support and encouragement, join the free Thriving Through Farm Loss: Wife’s Support Network on Facebook, linked below.  
 
Wanting a community to lean into? Join the FREE Thriving Through Farm Loss: Wife’s Support Network! In our community, we embrace the challenges of farm life and provide a supportive space for wives facing the complexities of managing a family farm. Whether you're navigating financial pressures, day-to-day operations, or seeking ways to create a thriving home, we're here for you. Explore gardening tips for cultivating your own oasis, share insights on animal care, and discover practical family budgeting strategies. Together, let's grow through challenges, flourish authentically, and sow the seeds for a resilient and thriving farm life. Join us on this journey of resilience and abundance! 
 
As I've grown in my journey as an entrepreneur, mom, gardener, and livestock owner, I struggled to find a planner that met my needs and kept me organized. So, I MADE MY OWN. You can look at it on the link below and buy it on amazon below.
Don't want the whole calendar part? I got you! I pulled the gardening and animal care pages out and put them in a book all their own. 
Starting to garden doesn't have to be hard! I gathered all the tips I've learned over my gardening learning curve and made them into a simple course to jump start your gardening your life. 
 
Supporting Your Family Naturally from the Inside Out community!! This community is for Mommas, looking to Support Your Family from Nature for Wellness. Tips range from nutrition, herbals, detoxing, natural cleaning, and essential oils. Basically, all the things I’ve learned slowly over the past 5+ years of my journey. We have moved off Facebook, to better serve our community and be able to discuss openly options for providing for your family in the best way possible.
 
Join the FREE Community
 
I've had 3 very different pregnancies. After the first traumatic birth, I learned better and how to care for my body naturally and prevent common pregnancy and birth problems before they arise. This quick course will get you the tools you need to have a naturally healthy pregnancy, labor, and delivery. My first pregnancy I had a normal western medicine all the things pregnancy. My second? I flipped to completely natural, no medicine. Bonus: Preventing Preeclampsia Without the Aspirin & Healing from Birth Trauma
 
For more on wellness tips click here:
 
For more on homesteading on your budget click here:

A New Dawn: Strategies for Farm Wives and their Families for Stability and Freedom

A New Dawn: Strategies for Farm Wives and their Families for Stability and Freedom
This post may contain affiliate links, which means that I may receive a commission if you make a purchase using these links, with NO additional cost to you. 
 
As the sun sets on the sprawling fields, the sight of crops swaying gently to the rhythm of a cool evening breeze brings a sigh of relief. Harvest season is nigh, the fruits of our labor ready to be reaped. A simple tally of random numbers dances in our heads, stirring hope anew. With every kernel and blade heaved, we inch closer to the finish line, closer to solvency. We echo the silent prayer whispered under the breath of many, "Let it be, let it be so."
 
The struggle to sustain a farm and the relentless financial stress it brings is all too familiar to many farm wives. The bills pile up as the debt grows, a suffocating weight that has left us gasping for air. It's been a long, turbulent ride, one that has tested our resilience and endurance. 
 
However, last year, we've embarked on a journey of simplification and refining, both in our personal lives and our businesses. The past years have taught us invaluable lessons about sustainability and the importance of a manageable pace. The farm, like life, is not a sprint; it's a carefully navigated journey that requires patience, foresight, and adaptation. 
 
We've realized that we cannot maintain the breakneck pace we'd set for ourselves continuously. It's a race that eventually left us spent, devoid of the very energy needed to nurture our farms and families. We found the courage to simplify. In simplifying, we discovered that less often leads to more - more time, more energy, more freedom.
 
Simplifying, however, doesn't mean giving up or doing less; it implies making smart, calculated decisions. It's about optimizing our resources, our time, our energy, and our investments. It's about understanding what works for us and discarding what doesn't.
 
Just as we weed out our fields, we must root out the distractions and impediments in our lives. It's about refining our practices, embracing efficient farming techniques, and making full use of available technologies and resources. All this, in pursuit of an elusive, yet very achievable dream: financial freedom.
 
As we enter this planting season, let us remember that we are not alone. Together, we can cross that finish line, chipping away at the towering mountain of debt, bit by bit. Let this be the year we break free from the shackles of financial strain and breathe in the air of stability. Let this be the year of simplifying and refining. 
 
Let it be. Let it be so.
 
Wanting a community to lean into? Join the FREE Thriving Through Farm Loss: Wife’s Support Network! In our community, we embrace the challenges of farm life and provide a supportive space for wives facing the complexities of managing a family farm. Whether you're navigating financial pressures, day-to-day operations, or seeking ways to create a thriving home, we're here for you. Explore gardening tips for cultivating your own oasis, share insights on animal care, and discover practical family budgeting strategies. Together, let's grow through challenges, flourish authentically, and sow the seeds for a resilient and thriving farm life. Join us on this journey of resilience and abundance! 
 
As I've grown in my journey as an entrepreneur, mom, gardener, and livestock owner, I struggled to find a planner that met my needs and kept me organized. So, I MADE MY OWN. You can look at it on the link below and buy it on amazon below.
Don't want the whole calendar part? I got you! I pulled the gardening and animal care pages out and put them in a book all their own. 
Starting to garden doesn't have to be hard! I gathered all the tips I've learned over my gardening learning curve and made them into a simple course to jump start your gardening your life. 
 
Supporting Your Family Naturally from the Inside Out community!! This community is for Mommas, looking to Support Your Family from Nature for Wellness. Tips range from nutrition, herbals, detoxing, natural cleaning, and essential oils. Basically, all the things I’ve learned slowly over the past 5+ years of my journey. We have moved off Facebook, to better serve our community and be able to discuss openly options for providing for your family in the best way possible.
 
Join the FREE Community
 
I've had 3 very different pregnancies. After the first traumatic birth, I learned better and how to care for my body naturally and prevent common pregnancy and birth problems before they arise. This quick course will get you the tools you need to have a naturally healthy pregnancy, labor, and delivery. My first pregnancy I had a normal western medicine all the things pregnancy. My second? I flipped to completely natural, no medicine. Bonus: Preventing Preeclampsia Without the Aspirin & Healing from Birth Trauma
 
For more on wellness tips click here:
 
For more on homesteading on your budget click here:
 

How Clutter Affects Your Mental Health And What You Can Do About It

How Clutter Affects Your Mental Health And What You Can Do About It
This post may contain affiliate links, which means that I may receive a commission if you make a purchase using these links, with NO additional cost to you. 
 
It's a familiar scenario. You're sitting in your living room, and all you can see is the clutter that's accumulated throughout the house. Suddenly, you feel a wave of stress wash over you. Maybe you can't quite put your finger on why the mess is bothering you so much. But the truth is, clutter can have a significant impact on your overall mental health. In this blog post, we'll explore the reasons why clutter can be so unsettling and offer some practical tips on how to start tackling it one small step at a time.
 
First, it's essential to acknowledge that clutter can be a source of stress for many of us. The way our homes are presented to us has a direct impact on our mental and emotional well-being. It's hard to feel calm and relaxed when surrounded by piles of clothes on the bed, dishes in the sink, and toys strewn everywhere. While we all have different tolerance levels for mess and clutter, research has shown that people who describe their homes as cluttered tend to experience higher levels of stress and depression.
 
Second, it's essential to understand that clutter can trigger feelings of anxiety and overwhelm. When our environment is chaotic and disorganized, it can feel like we're constantly playing catch-up, which can be exhausting. This is especially true for busy working moms or farm wives who often don't have much free time. Having to navigate around piles of objects or hunting for things that we can't find can be detrimental to our mental health.
 
The good news is that there are some practical steps you can take to tackle clutter and improve your well-being. One helpful tip is to start small and focus on one area at a time. This could be a single closet, a shelf in the kitchen, or a drawer in your desk. By breaking down the task into bite-sized chunks, it can feel more manageable. When you've completed one area, move onto the next, and gradually work your way around the house.
 
Another useful strategy is to declutter regularly and consistently. Instead of waiting until the mess has reached breaking point, make a habit of setting aside a few minutes each day to tidy up. This could be the first thing in the morning, before bed, or during a break from work. By approaching decluttering as an ongoing task, it will feel less overwhelming, and your home will be more organized overall.
 
During the decluttering process, it's essential to create three different piles: Keep, sell or give away, and trash. Be honest with yourself about what you need to keep and what's simply taking up space. Items that are in good condition but no longer serve a purpose, or haven’t been used in years, can be sold or donated. Anything that is truly beyond repair or use, should be thrown away. Remember, you're simplifying your living space, so don't hold onto things out of guilt or obligation. Let the things move on to help the next person. 
 
Clutter can have a significant impact on our mental health, causing feelings of stress, anxiety, and overwhelm. Trying to tackle clutter in one go can be overwhelming, so it's important to break it down into small, manageable chunks. Regular and consistent decluttering is essential to keep your home tidy and organized. Sorting items into three piles – keep, sell or give away, and trash – can help you to streamline your possessions and create a space that is calming and relaxing. By simplifying your living space, you're creating a more peaceful environment for yourself and your family. So why not take that first step towards decluttering today? Your mental health will thank you for it!
 
Wanting a community to lean into? Join the FREE Thriving Through Farm Loss: Wife’s Support Network! In our community, we embrace the challenges of farm life and provide a supportive space for wives facing the complexities of managing a family farm. Whether you're navigating financial pressures, day-to-day operations, or seeking ways to create a thriving home, we're here for you. Explore gardening tips for cultivating your own oasis, share insights on animal care, and discover practical family budgeting strategies. Together, let's grow through challenges, flourish authentically, and sow the seeds for a resilient and thriving farm life. Join us on this journey of resilience and abundance! 
 
As I've grown in my journey as an entrepreneur, mom, gardener, and livestock owner, I struggled to find a planner that met my needs and kept me organized. So, I MADE MY OWN. You can look at it on the link below and buy it on amazon below.
Don't want the whole calendar part? I got you! I pulled the gardening and animal care pages out and put them in a book all their own. 
 
Starting to garden doesn't have to be hard! I gathered all the tips I've learned over my gardening learning curve and made them into a simple course to jump start your gardening your life. 
 
Supporting Your Family Naturally from the Inside Out community!! This community is for Mommas, looking to Support Your Family from Nature for Wellness. Tips range from nutrition, herbals, detoxing, natural cleaning, and essential oils. Basically, all the things I’ve learned slowly over the past 5+ years of my journey. We have moved off Facebook, to better serve our community and be able to discuss openly options for providing for your family in the best way possible.
 
Join the FREE Community
 
I've had 3 very different pregnancies. After the first traumatic birth, I learned better and how to care for my body naturally and prevent common pregnancy and birth problems before they arise. This quick course will get you the tools you need to have a naturally healthy pregnancy, labor, and delivery. My first pregnancy I had a normal western medicine all the things pregnancy. My second? I flipped to completely natural, no medicine. Bonus: Preventing Preeclampsia Without the Aspirin & Healing from Birth Trauma
 
For more on wellness tips click here:
 
For more on homesteading on your budget click here:
 

A review of The Tapping Solution

A review of The Tapping Solution
A few years back, I got introduced to this thing called tapping. While I wasn’t keen on the idea of tapping all over my face in public, I was curious about what it could do. 
 
The basics of tapping is like acupressure where it is targeting specific points in tapping meridians to help release stress emotions, etc. I was a bit skeptical but had heard about it from a couple of different people. I trusted, so I decided to try it for myself.
 
After I got the hang of it, I learned there were points in your hand that were the same as the ones on your face. This made it much easier for me to do in public as it was less noticeable. 
 
The first time I tried it was before I started a lot of my gut healing. we were black Friday shopping in Boomgars with three kids and cart to people. Not the best idea ever. I began to feel the anxiety coming on. So, I decided to try this tapping thing.
 
Hi, my cart with my husband, but kind of zoned out for a little bit as I started tapping on the points in the hand after a couple rounds What was going on instead of panicking this was a cool, I should keep.
 
Fast-forward to this past year. I’d healed my gut and anxiety was no longer a problem. But I was still having problems managing my stress and bringing my hormones into balance.
 
Well, running through all the tools and my toolbox one night trying to come up with something that would help me sleep better and decrease the stress in my body, tapping, came to mind again. So, I tried it.  I fell asleep before I got through the entire and when I woke up the next morning it was to the gentle music that was playing in the background tapping meditation. But I slept really well that night.
 
Over the next few months, I continued to use the tapping every night to help with the stress of daily farm and mom life. I began to see a much bigger difference in my body’s response to balancing.
 
My adrenals began to come back online, even more than with the supplements alone. And my hormones were starting to balance in optimum ranges, where, before they were bottomed out even with supplements. 
 
So, is tapping worth it? And is paying for the subscription to the tapping app worth it? Would say 100% yes Would say 100% yes. 
 
A week for free using the link below.
 

 
As I've grown in my journey as an entrepreneur, mom, gardener, and livestock owner, I struggled to find a planner that met my needs and kept me organized. So, I MADE MY OWN. You can look at it on the link below and buy it on amazon below.
Don't want the whole calendar part? I got you! I pulled the gardening and animal care pages out and put them in a book all their own. 
 
Wanting a community to lean into? Join the FREE Helping Your Family Homestead for Food group! This community is for the Mommas, looking to stay home and raise their kids, but unsure how to keep everyone fed and make ends meet. I share tips from my journey from the office to half the income and feeding my family from home, while maintaining good nourishing food. Tips include gardening, bulk buying, caning/preserving, livestock, homesteading, and home remedies. Your family is precious, and this group is to help you gain the knowledge and tools to keep your family well and not reliant on outside professionals. Remedies and tips are easy and simple for the busy momma, time is precious after all, including pregnancy, birth, young kids, and illness. Trust your Momma gut again! This community offers the resources + community you need to help get started on your journey and prepare for whatever future you envision. 
 
Starting to garden doesn't have to be hard! I gathered all the tips I've learned over my gardening learning curve and made them into a simple course to jump start your gardening your life. 
 
Supporting Your Family Naturally from the Inside Out community!! This community is for Mommas, looking to Support Your Family from Nature for Wellness. Tips range from nutrition, herbals, detoxing, natural cleaning, and essential oils. Basically, all the things I’ve learned slowly over the past 5+ years of my journey. We have moved off Facebook, to better serve our community and be able to discuss openly options for providing for your family in the best way possible.
  
Join the FREE Community
 
I've had 3 very different pregnancies. After the first traumatic birth, I learned better and how to care for my body naturally and prevent common pregnancy and birth problems before they arise. This quick course will get you the tools you need to have a naturally healthy pregnancy, labor, and delivery. My first pregnancy I had a normal western medicine all the things pregnancy. My second? I flipped to completely natural, no medicine. Bonus: Preventing Preeclampsia Without the Aspirin & Healing from Birth Trauma
 
For more on wellness tips click here:
 
For more on homesteading on your budget click here: